Is there a first time home buyer tax credit in Arizona? No federal or state credit you can claim on a 2026 purchase, but the MCC, the $10,000 IRA rule and points deductions are real. What applies to you. Pillar Mortgage Group.
Buying your first home in Glendale, AZ? The 2026 Maricopa County FHA limit is $557,750 and Glendale's September 2026 median sale price was $424,798. Loans, cash needed, USDA status and local help. Pillar Mortgage Group.
Buying your first home in Tempe? The 2026 Maricopa County FHA limit is $557,750 and the September 2026 Tempe median sale price was $474,274. Loans, local help, USDA status and the steps that matter. Pillar Mortgage Group.
Arizona first time buyers need a homebuyer education course for HomeReady, Home Possible, 3% down conventional loans and HOME Plus. Which free courses count, when to take it, and how it fits your closing. Pillar Mortgage Group.
A lender credit is money your lender applies to closing costs in exchange for a slightly higher rate. With 30 year rates near 7%, it can cover $8,000 or more for Phoenix buyers. Here is the real math. Pillar Mortgage Group, NMLS #2700076
Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).